Category Archives: Portfolio Strategy

Don’t let Another Debt Ceiling Dispute Box in your Portfolio

Share With the threat of hitting the debt ceiling looming at the end of the month, government leaders were able to strike a deal. The debt ceiling is the self-imposed legislative limit on the amount of national debt that can be issued by the Treasury and thus restricts how much the federal government can borrow. […]

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Don’t call it a Comeback, International Markets have been here for Years

Share In January we reviewed the topic of international diversification. With the conclusion of 2016 it had been four straight years that US stocks had outpaced international stocks. We heard from many people why should they continue to hold international stocks? The prospects in Europe looked bleak with the UK leaving the EU, China was […]

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Getting What You Don’t Pay For

Share We have a guest blog post this month from Dimensional Fund Advisors addressing the issues of mutual fund and trading costs and their impact on performance. Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any […]

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Combating a Potential Trump Slump

Share Over the month it became increasingly apparent that the Trump administration may run into several challenges that could hamper its agenda. Markets reacted particularly strong mid month when anonymous sources claimed that the President asked that FBI Chief James Comey end the FBI’s inquiry into Trump’s former national security adviser, Michael Flynn, and his […]

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Without a Fully Diversified Portfolio you are Starting behind the Eight Ball

Share This month we have a guest blog post from Bloomberg, “The Math Behind Futility.”  The article examines research that looks at the question of why active managers underperform the benchmark so frequently. If the fund you hold does not capture the entire asset class being targeted, missing just a few of that asset classes’ […]

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Foreign Stocks Take the Lead

Share After the last several years of trailing performance we have heard from many investors questioning the continued efficacy of investing in international equity. We specifically tackled the topic in our early January Blog post Does Diversification Still Work?  We stated that while it certainly had not worked out recently, over time diversification still makes […]

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If the Fed Makes another Move, Should You?

Share Numerous statements have been made recently by Fed Governors saying they are actively looking at raising the Fed Funds rate soon. The most recent was a speech by Fed Chairwomen Janet Yellen stating that a March rate hike was highly likely if employment and inflation data continue to be in line with the central […]

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Dow 20,000, What Should you Do?

Share The US stock market index, the Dow Jones Industrial Average, hit the heralded milestone of 20,000 near the end of January. With the new record high many investors are asking what does it mean for the future of stocks and what should they do with their investments? Our response to the milestone is, so […]

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Does Diversification Still Work?

Share US stocks posted a strong year in 2016 hitting record highs after the election and gaining 12.74%. International stocks followed a similar trajectory as US Stocks for the first half of the year, however after the Brexit vote the two diverged and then split further after the US election results.  International stocks posted a […]

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Fixed Income Strategy When Interest Rates Rise

Share US interest rates rose sharply in November resulting in new bonds being issued with higher yields and existing bond prices falling. RWM’s fixed income strategy seeks to minimize portfolio losses specifically when interest rates rise. The Vanguard Group has written clearly and concisely about the role of bonds in a portfolio and shared their perspective […]

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